There is no such thing as being too careful when it comes to your home and savings. Many roofing contractors will adjust the rules to make it easier for themselves, which will create problems for you and your roof. Even the most dependable contractors make mistakes from time to time. That’s why it’s important to understand these four simple ways to protect yourself when hiring a roofing contractor.
The problem: To fix a roof leak, you hire a roofing contractor. One of their employees breaks his leg as a result of failing to obey proper safety procedures. The employee holds you responsible for his medical costs because he was injured on your property. Learn more about Cincinnati Roofing Contractor.
Roofing contractors Roofing-related accidents are covered by compensation, which is a type of insurance. Both injured employees are entitled to reimbursement for medical expenses and missed income if a roofing contractor has workers compensation. Check to see if your roofing contractor is covered by workers compensation so you don’t have to deal with the hassle and expense of paying those bills on your own.
Liability insurance is essential to have.
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night, there is an odd storm. Water seeps into your home, causing damage to the sheetrock, carpet, and some of your more valuable possessions. Liability insurance covers your roofing contractor, but there are exclusions that exclude coverage for the interior of your home. You’ll have to pay to have the losses fixed.
Solution: Check to see whether a roofing contractor has sufficient liability insurance if they cause damage to your home or building. This will include everything from broken windows to damaged interiors, as in the example above. Some contractors have liability insurance, but their insurer’s exclusions are so many that it’s almost as if they don’t have any. Look for insurance that doesn’t cover water damage from a roof that has been left open.
Apply for a business licence.
A concern arises when you hire a new roofing company to work on your roof. You discover a leak after a few months. You try to contact the organisation but can’t find their contact information. When you look them up using their business licence, you’ll find that no such licence was ever issued for that company. You are responsible for paying for the repairs.
Half Price Roof
1746 Andina, Cincinnati, OH 45237
Phone No: (513) 540-2501